1. Line of duty disability and death insurance
2. Pension Plan

I. Line of duty disability and death insurance - Mandatory under
state law for volunteer firefighters and EMSD volunteers –
Optional for reserve law enforcement officers

A. Fees

1) Annual fees for firefighters

a) $30.00 per volunteer per year paid by the
municipality

b) Full-paid non-LEOFF firefighters covered
for 1.5% of annual salary

2) Annual fees for reserve officers and EMSD
volunteers

a) Set by State Board at annual October
meeting for the following year

b) Set to cover full actuarial cost of
participation

B. Benefits

1) Medical as necessary - Physicians paid according to L
& I’s fee schedule

2) Hospital - Room and care plus extras such as x-rays,
laboratory, physical therapy

3) Disability Compensation - + COLA (calculated every 1st of July)

a) Not to exceed amount of loss or normal wage

b) For first 6 months - if unable to work at regular
occupation 

The following amounts effective July 1, 2005:

1. $96.39 max. per day

2. $2,891.98 per month maximum

c) After 6 months, if fully disabled

1. $1,445.98 per month for member

2. Plus $289.20 for spouse

3. Plus $124.75 per child under 18

4. Maximum of $2,891.98 per mo.

4) Death Benefit - $152,000.00

5) Funeral Benefit - $2,000.00

6) Survivor Benefits - + COLA

a) $1,445.98 per month to surviving spouse

b) Plus $124.75 for each child under 18

c) Maximum of $2,891.98 per month

d) Stops upon remarriage

7) Mileage - Reimbursement at State rate for travel to
extended treatment not available in firefighter’s own
area

All accidents must be reported in writing to the State Board within 90 days of occurrence!